A private health insurance policy covers necessary private healthcare costs incurred for medical treatments in the case of diseases and/or injuries caused by accidents during the insurance period Private health insurance has two cover levels including inpatient treatments as well as inpatient + outpatient treatments.
Inpatient care includes charges for Surgeries, Chemotherapies, Dialyses, Dental and Minor Surgical Interventions, Immediate Treatments, Pre and Post-Operative Examinations, Post-Operative Physical Therapy and Rehabilitation, Home Care, Medical Supplies and Ambulances in proportion with payment percentage as part of the main coverage while outpatient care includes Medical Examinations, Tests, MR, X-rays and Physical Treatments in proportion with specified payment percentage.
Diseases existing prior to the attachment of a policy are excluded from coverage by all of insurance companies in our country as part of the common market practice. With personal health insurance tailored to you by our team of specialists for your medical charges incurred in consequence of a disease or accident; we, AB Broker, can provide assurance for your health, which is your wealth, where you can choose either inpatient or outpatient healthcare services, and you can offset your insurance premium payments against taxable bases, regardless of whether you are a paid worker or a tax payer who submits annual returns.
Supplementary health insurance works in integration with the Social Insurance Institution and is an health insurance policy that covers additional expenses charged against policy holders (insureds) for healthcare services rendered within the scope of a general health insurance plan by private health institutions under healthcare partnerships with the Social Insurance Institution (SII), and SII-contracted medical lines by SII-contracted physicians. Supplementary health insurance excludes diseases existing prior to the attachment date of a policy as similarly excluded under private health insurance: Supplementary health insurance covers medical examinations, tests and medical treatment expenses for insured diseases existing after the attachment date of insurance, under policies with limits specified in the policy, Social Security Institution (SII) pay-back rules and Special Clauses.
Supplementary health insurance ensures that you can, in general, receive medical services for 8-10 cases per year (which may depend on insurance companies) and then avail of test and laboratory services by paying a SII contribution fee, which is currently TRY 15. We, AB Broker, work in collaboration with all of the leading insurance companies of the insurance market and guarantee that we can offer you best quotations during the benchmarking process.
A maternity insurance plan, which is typically offered under health insurance coverage, is an ideal plan for expecting mothers and families planning babies. You should first purchase a Supplementary Health Insurance or Private Health Insurance policy so that you can hold maternity coverage. The waiting period is the vital factor to consider in an maternity insurance policy. It is a condition precedent to such an insurance policy that pregnancy has not occurred before the start date of the policy as well as for a certain period of time following the arrangement of the policy. You can organize the process together and enjoy a comfortable process of pregnancy if you can submit this request of yours to the team of our experts. Such coverage purchased for the first time excludes all expenses incurred for pre-existing pregnancies or those that develop during a defined waiting period. This coverage is available upon expiry of the waiting period and will cover necessary analyses and tests, deliveries and related operations and post-partum complications for the mother and baby after birth.
You are under protection of Sompo Sigorta in all emergency medical conditions caused by a sudden disease, accident or injury.
What is an Emergency Medical and Protection Insurance Policy?
In the case of an ?emergency? defined by the World Health Organization, you can benefit from assurance under an Emergency Medical and Protection Insurance Policy for medical conditions occurring in consequence of a sudden disease, accident or injury and posing an immediate threat when not intervened.
For your all of emergency medical expenses covered under the Emergency Medical and Protection Insurance Policy, you can gain coverage for your hospital expenses, which are subject to limits, without paying extra fees.